Are You Ready to Retire? Or Are You Guessing?
If you're within 5 years of retirement or already there, then the decisions you make right now will determine whether you retire comfortably or run out of money. I help people in the retirement red zone navigate the most important financial decade of their lives.
✓ CERTIFIED FINANCIAL PLANNER™
✓ 12 Years at Vanguard & Schwab
✓ Fee-Only Fiduciary
You're in the Retirement Red Zone. Every Decision Matters.
The 5 years before and 5 years after retirement are the most critical financial decade of your life. This is when:
Sequence of Returns Risk
Tax Planning Mistakes
Social Security Timing
Asset Location Strategy
You've spent 30+ years saving. Now you need a plan that makes sure you don't lose it all in the withdrawal phase.
Most financial advisors manage 200+ households. They don't have time to look at the details that matter most during your retirement red zone.
I built Woolstone differently.
High-Touch Planning for People Who Deserve Attention
A Weight Off Your Shoulders
Quality in every interaction
Look, building a great portfolio or retirement plan is just table stakes. What actually matters is that you feel completely confident about what's happening with your money. That usually comes down to two things: being totally transparent about what we're doing and why, and making sure you actually understand it. We explain things clearly because your money deserves that.
We're real people who get how stressful money decisions can be.
CFP® + Tax Strategy
Tax-Aware Planning
We offer integrated tax planning alongside investment management. It is portfolio management with comprehensive planning that looks at your full financial picture.
Tax strategy, asset location, Roth conversions, Medicare IRMAA planning—this is where advisors add real value, and most never even talk about it.
Evidence-Based Investing
What Works, Not What Sells
I spent 12 years at Vanguard and Schwab learning what actually works in investing: low-cost, broadly diversified portfolios built on decades of research. No throwing darts at stock picks. No market timing. No expensive products that only benefit the seller.
Your portfolio should be boring. Your results shouldn't be.
Book a free 30-minute portfolio review. We'll look at where you are, identify opportunities, and see if working together makes sense.
No cost or obligation. Just a conversation about your retirement.
Why I Started Woolstone
After 12 collective years at Vanguard and Schwab, I loved the work—but I kept running into the same problem.
When you're managing 200+ households, you can't give people the attention they deserve during the most important years of their financial lives. I'd meet someone 3 years from retirement, terrified they were going to make a six-figure tax mistake, and I didn't have the bandwidth to dive deep. So I left to create something new.
I started Woolstone with one goal: serve each household that entrusts me with their financial future incredibly well. High-touch. Tax-aware. Evidence-based. The kind of practice I'd want for my own family.
If that resonates with you, I'd love to talk.